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民生人寿推"鑫葵花劳保卡"
【打印本稿】　【进入论坛】　【推荐朋友】　【关闭窗口】 2007年08月13日 10:45
    记者从民生人寿保险股份有限公司了解到，近日该公司新推出一款集医疗保障、养老功能于一体的保险产品“鑫葵花劳保卡”。

    “鑫葵花劳保卡”由“民生长乐两全保险(分红型)”及“住院费用补偿医疗保险”组成，如果被保险人以社会医疗保险参保人员身份在医院住院且接受治疗，并已获得社会医疗保险补偿，民生人寿将按照被保险人实际支出的、合理且必要的各项医疗费用的余额分项给付保险金，如被保险人没有获得社会医疗保险补偿，民生人寿将按照被保险人实际支出的、合理且必要的各项医疗费用的80%分项给付保险金。另对于合同投保所在地颁发的社保《基本医疗保险药品目录》以外的自费药品费用，民生人寿将按住院期间被保险人实际支出的80%给付保险金。

    
 
来源：金融时报
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