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今年一季度万能投连险热销 提防背后亦存有隐忧
【打印本稿】　【进入论坛】　【推荐朋友】　【关闭窗口】 2007年05月14日 08:27
    保监会最新统计显示，今年一季度，国内寿险公司万能险、投连险业务增势强劲，保险保费收入分别达到183.23亿元和31.12亿元，同比增长60.28%和177.2%，占寿险公司人身险业务总量的15%，较上年同期上升了4.66个百分点。

    与万能险等投资型险种热销相关的是，银行及邮政代理保险市场呈现较快发展。银邮代理是我国人身险销售的主渠道之一，目前银邮渠道代销的保险产品主要就是万能、投连、分红等险种。3月末统计显示，银邮代理渠道实现人身险保费收入500.91亿元，同比增长21.7%，银邮业务占寿险公司人身险业务总量的35%。

    但热销背后也有隐忧。由于目前银保渠道依然属浅层次合作，手续费高，费用控制面临不确定性，万能、投连等险种盈利能力偏低。

    
 
来源：中国证券报
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